Financial Tips

 1, teach you how to manage their money what is the financial
mm total fiscal heard the word,Bailey UGG boots, what is the financial Yeah?
Simply, financial management is > financial management is the individual, the family's property for scientific, planned, systematic all-round management, in order to achieve personal and family property, the reasonable arrangement, consumption and use, is a money, money, money-saving knowledge.
2, find ways to making money with money (why should financial)
money is spent, why finance it?
name no longer worry about money, the best way is to take care of our existing wealth --- to spend less money wasted, so that money begets money.
financial goal is what?
First, to achieve Value Preservation and Appreciation of assets, that the property has not shrunk, so that consumption is banking, which it should focus on?
different stages in the life of the individual or family income, expenditure, risk tolerance and financial objectives vary, the focus of financial management should also be different. Students want to be married intend, when the prime of life and pension for their children's education to prepare for life after retirement to ensure security, but also to arrange heritage. The end result is to finance themselves and their children can maintain the quality of life and accumulate wealth.
3, money management methods (including what financial)
financial planning content includes:
securities investment planning, real estate investment planning, investment in education planning, insurance planning, retirement planning, tax planning, estate planning.
1) securities The basic purpose of investment value preservation and appreciation, and its high professional requirements;
2) is associated with living real estate investment, purchase or invest in real estate in addition to individuals for housing, but also can be rented or speculative ---- list. Therefore, their education, especially the children's long-term education planning is China's hundreds of great concern to the old problem;
4) , according to personal and family situation requires buying different commercial insurance;
5) more and more reasonable tax avoidance, tax planning is very important, of course, tax evasion, tax avoidance is not to teach you, but how legitimate and reasonable to reduce the tax Tam;
6) old age retirement but also to maintain the original standard of living is everybody's dream, to early retirement planning, , inherited the estate is one of the most important one, the purpose of estate planning is to transfer smoothly to the estate to the person you want to hand.
4, long-term consideration of money management (good financial planning)
1) How to manage money to begin preparation
---- first cultivated as ground cover, like financial planning must have been done to our personal (family) a clear picture of the situation in check in order to ;.
understand the financial situation of the assets and liabilities --- Statistics --- --- balance sheet to determine the income and expenditure on a regular basis to determine future planning --- --- determined to achieve the goal
2) to the text on the implementation of the ideas developed financial plan
--- a professional financial planner's help, according to individual risk preferences, to develop financial plan including investment planning, residential planning, investment in education planning, insurance management, retirement planning, estate planning, risk management.
3) you're ready to
action ---- the so-called implementation plan, ) must be in strict accordance with the financial plan has been developed a bold attack.
4) Effect of harvest to judge --- and plan to adjust the
must be constantly monitoring, periodic evaluation, and improve the program.