Bank of China Construction Bank China Development Bank has suspended loans

 Late last year, a joint-stock commercial bank credit to head complained to reporters: must wait in line to the next year. Starting the year 2011, lending banks hurriedly gate opening, out of control. Just over half, and transfer some banks and credit lines have been used up in January. Earlier reports said the four early January the total new credit line of about 240 billion yuan, regulators require banks to control the rhythm. The latest market news shows, Bank of China, Construction Bank, China Development Bank has been suspended mortgage payment.

some banks to suspend mortgage payment

reporters yesterday to the Bank of China Shanghai Branch spokesman confirmation, it said it received notice of the Bank of China to stop the mortgage payment without the knowledge.

but reporters from a number of housing agencies that currently, many from Bank, Construction Bank loans to customers are faced with no money in the status of loans.

industry said, because too much credit in early January, will ask regulators to reduce credit late. Some banks do not rule out including the implementation of the deposit reserve rate differential possibilities.

Each year, the domestic banking industry repeated the

sources said, some state-owned banks have received the relevant documents, requiring stringent control bills and loans business loans rhythm, almost stopped lending. The regulatory requirements of a state-owned large brokerage houses are the last two weeks in January only to ensure the protection of housing loans, and focus on customer loans, mortgage loans and suspend some branches of the public loans.

media quoted people close to the CDB, said the bank branches around the afternoon of 18 April was received by head office issued an urgent notice calling for the suspension of RMB loans in January, the scale of running too fast, too were asked to fast the rest of the branches or even 12 days back pressure scale.

industry analysis, January has been more than half of the backlog of mortgage banks has been basically the end of digestion, many banks are considering the or is the trend.

total credit or broken on 1.2 trillion

Monetary Policy Committee, Tsinghua University, China and World Economy Research Center Director Li Daokui recently said that unlike previous years this year, central banks may set the goal of the year new loans, but that does not mean the weakening of economic control efforts.

have to informed sources, 2011, two weeks, the national financial institutions, new loans exceeded 800 billion, of which, industry, agriculture, in construction of four state-owned bank loans reached more than 3400 million .

According to media reports, the only early in January to more than 480 billion credit, so that the whole month of scale are likely to more than 1.3 trillion. In addition, due to seasonal factors, new loans each year January 1 trillion or so more than usual, so the total exceeded 1.2 trillion in January is very likely.

Shanghai University of Finance and Deputy Director of Financial Research Center of Modern Xi Jun Yang told reporters that banks stopped lending in early interpretation of the phenomenon: This contradiction has led to banks living beyond the status quo. And the beginning of the significant increase in bank credit is a season. In addition, the current negative interest rates and other monetary contraction policy does not exceed the success of hair Huobihuilong, which leads to surge in credit demand. Moreover, China's credit management system also need innovation, money supply over this issue, to be more to the market.