Chain of home that is the subject of real estate investment real estate development companies and investors, home buyers. Chain of home prices is that for real estate development, real estate development is a short-term behavior; the chain of home that is for home buyers, buy The property is mainly residential, and concerned about access to housing in the future revaluation of property, value-added; chain of home that for investors, invest in real estate is a long-term behavior, the chain of home real estate that investors have to be considered clear enough in the next few decades the macro-economic cycle, the real estate cycle, the country's financial policies, the impact on investment income.
chain of home pros and cons of the investment house
chain analysis of the current thinking of many people very representative, bank savings interest rates low; Homelink statistics stock market, a buy to hold-up; antique paintings do not know, almost no other investment channels, the chain of home real estate investment statistics is thin with some of Beijing's preferred target white-collar family property. but not necessarily can not lose, in the This chain of family property to help us do some analysis:
chain of interest mainly in the home:
First of all, the chain of home of property investors is expected to provide space for the market demand will generate enough net income (rent collection and payment of business costs later). This income constitutes a part of the proceeds of investors (in the consideration before taxes and financing costs).
Second, the chain of investors at home after a period expected to hold the sale of property. Typically, the chain of home that the investment expect prices to rise in the holding period, especially in times of inflation. In this way, prices also constitute a return of investors.
third reason for investing in real estate investment is to obtain the dispersion. This means the majority of investors want to hold different types of diversity property, such as stocks, bonds, money market funds and real estate. dispersion will reduce the overall risk portfolio, chain of family property but also suggest that you do not focus too much money one.
chain of home that investing in real estate may bring a fourth reason is that the preferential tax benefits, which some investors may be more important. chain of home with the tax laws to remind changes investors on the purchase price, should sell the property by the amount and timing of financing and other decisions are also affected.
same time, the chain of home investment statistics invest in real estate than other industries (or product) to yield high; chain of home that easier access to financial institutional support; to offset the impact of inflation. In a sense, the chain is equivalent to home that have real estate assets, credit, you can engage in other investment behavior as collateral.
chain of family property to remind you that disadvantages The same can not be ignored
chain of home prompted realization difficult;
chain of home that the real estate market information asymmetry;
chain of home prompted the high fees, complex transactions, real estate transfer time normally takes at least a month; < br> chain of home prompted a huge amount of information, ranging from hundreds of thousands, as many hundreds of million of these funds may be investors earlier life savings, a significant mistake on the standard of living and a great influence on the psychological ability;
Statistics recovery cycle is long chain of home;
chain of home prompted the professional knowledge and experience.
chain of home prompted an idea
risk control chain of home to remind ordinary home buyers face the risks and benefits of co-existence of real estate investment behavior, how to deal with it?
chain of family property to remind investors that the following several important principles:
chain of home that the most important principles is to ask a professional real estate investment agency finance and investment for you and avoid detours .
Second, the chain of home to remind the relevant state policies need to learn; understand the transaction process should pay taxes; identify the target customers; choice of a good time to buy; chain of home that keep a cool head and accurate calculation, diligent comparison; chain Home Tips to look at real estate investment peace of mind.
chain of home prompted to choose the best time to buy for example, late rooms, auction rooms which have a very good investment opportunities, some new track near the traffic has appreciation potential, it is worth concern.
chain of family was informed that the central bank on Oct. 19, following the RMB deposit and lending rates by 0.25 percentage points, the October 20 State Department of Housing and Urban housing provident fund deposit and lending rates were also adjusted accordingly. chain of five home statistics The following year (including five years) and five-year personal housing accumulation fund loan interest rates above were 0.17 and 0.18 percentage points increase.
more consumer choice. chain of home loan portfolio of the major statistical advantage is the ability to enjoy the down payment into a number of fund and interest rates, while commercial loans can be used to obtain more loans, but the chain of home loans to the balance of portfolio commercial loans and fund loans, loans with a single different handling procedures are complicated, home buyers can easily go wrong. matters:
chain of home prompted to prepare the necessary documents and materials, comprehensive. In general, the chain of home prompted provident fund loans, the seller only need to carry identity cards, bank cards, real estate license to; and not just to handle the loan portfolio documents carrying the information above, must provide the account of this, married couples need marriage certificate, spouse and the spouse agrees to sell identity proof. In addition, the chain of home prompted the need to pay both the loan portfolio and commercial loans from provident fund loans, to be for two bank cards for payment, respectively.
chain of home loans prompted to do a good job of handling the expected time frame. chain of home loans that compared with the fund, the combination of loan applications a long time. longest 3 months. The fund loans are usually for 1 month can be completed in no more than 1 month and a half at most. chain of home that if both sides rush to complete the transaction, they have carefully selected portfolio loans. chain of home prompted to note here is that second-hand housing market, many owners are To quickly get the seller to take back the principal do not usually loan portfolio. chain of home that in order to avoid disputes, the best buyers and sellers to agree on the loan and the specific issues included in the contract.
chain of home tips specific combination of loan-related charges. chain analysis for combination of home loans, according to fund loans to borrowers than the standard contract in the store when the prepaid assessment fee of 1,500 yuan (3p final charge based on the actual assessed value, the maximum 1,500 yuan), the need to be signed when the management center field to pay the guarantee fee (fund part of the collection by borrowing 3p, 4p business loan part of the collection by borrowing). The chain of home prompted commercial loans only need to pay the assessment fee.
real estate required materials, processing time, and charges both more complex chain of home buyers in the decision to take prompt Combined purchase loans, you should understand clearly for all the details, as well as specific questions after the repayment, in order to avoid handling process, bring some unnecessary trouble.
Recently, the chain of home city of Beijing International Trade Statistics by falling prices of 7,000 yuan / square meters, and by the chain of family concerns. current chain of home that the impact of control policies as well as 12 sale to be executed on capital regulatory policy, market transactions more difficult, the chain of home price behavior that is often not a case, a lot of developments for the sales pressure. In addition to direct price cuts, the developers have taken a number of other wide variety of discount promotions. ; chain of family property Housing should remain rational process to fully understand the mentality and the market trend after the owners, go buy.
recent years, the chain of family analysis to avoid high prices and demand for the pursuit of quality of life under the guidance of a growing number of options room to choose in a natural environment, living environment more comfortable off-site purchase. chain statistics, as some home buyers may choose to Beijing in a beautiful environment and pleasant weather of Qingdao, Weihai and other places buyers; and some buyers will be Shanghai Choose the surrounding Suzhou, Kunshan, etc. purchase. chain of off-site home of real estate except with a clear price advantage, it can also meet pension, leisure, investment and other requirements, chain of home that has a high cost performance characteristics. but the chain home Analysis of the different places there are serious buyers objective information asymmetry, and therefore the nature of property rights, lending policies, property information, etc. There is a certain risk. both risk and return from the comprehensive assessment of the investment value of real estate and closely combined with policy changes, the chain of home prompted taking full account of its economic strength and ability to pay and make rational decisions based on.
chain of home prompted to confirm whether .2010 eligible purchase loans in different places on April 17, the State Council issued a more than one year local tax certificate or social security contributions that non-residents to suspend granting housing loans. due to local policy implementation and the specific implementation details there are some differences, the chain of home buyers should prompt buyers to their specific circumstances prior to consultation advisory services to local banks and lending institutions to determine whether they have the qualifications to purchase loans.
chain of home prompted to choose the right loan. chain of home prompted the New Deal also provides for 929 housing prices are too high, rising over fast, supply areas, commercial banks based on risk status, suspended above the third set and purchase of housing loans. chain of home buyers purchased if the remote off-site housing is the third suite, to the local bank that they should be to lend, and as the commercial bank lending policies will be slightly different, so that the chain of home buyers may wish to consult several banks in order to select the most suitable for their own by comparing loans and loans banks.
family property, size, storey, floor area ratio, property and other information necessary.
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